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CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop
CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop on model
CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop close up
CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop detail
CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop side view
CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop flat lay
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CZ Y Necklace for Women β€” 18K Gold Plated, Cubic Zirconia Drop

4.1 Stars 28 Reviews
$ 28 99 $37.99 23% OFF TODAY

  • Two bezel-set CZ stones β€” Not just a single drop
  • Y-shape elongates the neckline β€” Flatters open collars & V-necks
  • Consistent 18K gold plating β€” Warm tone, no brassy patches
$ 28 99 $37.99 23% OFF TODAY

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A fine cable chain in a Y silhouette, gold plated, set with two round bezel-set cubic zirconia stones -- a larger one where the chain splits, a smaller one at the tip of the drop. Unlike a pendant that hangs from a single center point, the Y-shape uses two chain lengths that converge, which is what creates the elongating line down the chest. Works open-collar, V-neck, and layered equally well.

What This Necklace Actually Is

The chain splits partway down into two lengths: a shorter run to the larger bezel-set stone, then a second, shorter length continuing down to a smaller stone at the very tip. That's two stones, not one -- the earlier listing copy only mentioned a single drop stone, which undersold what's actually there. Both are cubic zirconia, disclosed plainly rather than left ambiguous, and both are bezel-set: a rim of metal wraps each stone's edge, which holds it more securely day to day than a prong setting would.

The plating is 18K gold, and that's consistent across every product photo we have -- an even, warm tone with no brassy patches on the chain, the bezels, or the clasp hardware. The base metal is 316L stainless steel: our product records previously disagreed between sterling silver and stainless steel for this SKU, and that conflict is now resolved and corrected storewide to stainless steel.

It fastens with a lobster clasp and a 2-inch extender chain, which we can see clearly in our own detail photo -- giving a wearable range of roughly 16 to 18 inches.

Detail Spec
Style Y-necklace / lariat
Stones Two round cubic zirconia, bezel-set
Plating 18K Gold
Base metal 316L Stainless Steel
Chain 16β€³ with a 2β€³ extender (16–18β€³), lobster clasp
Occasion Everyday wear, date night, layering

How to Style a Y-Necklace or Lariat

The Y-shape is most effective with V-necks, plunging necklines, and open-collar shirts -- it follows and extends the neckline's own line. With a crewneck it still reads clearly, sitting against the fabric rather than dropping inside the collar.

Because both chain lengths are visible, this layers best with one simple companion piece at a shorter length -- a choker or thin collar chain -- rather than several additional chains that compete with the Y shape for the same space. At 16–18 inches, this piece works well as the base or mid-layer in a three-necklace stack, with a longer 20–24 inch pendant added below it.

Care & Longevity

18K gold plating is a real, durable finish, but it's still a surface layer -- it will thin with contact over time rather than last forever untouched. Remove the piece before the gym, pool, or shower; sweat, chlorine, and lotion residue are the main causes of premature wear.

Store it flat in its own pouch or compartment rather than loose with other jewelry -- a fine chain like this can kink or tangle. A soft, dry polishing cloth restores the shine; skip ultrasonic cleaners and chemical dips, which strip plating faster than normal wear does.

Frequently Asked Questions

Is this solid gold, or gold plated?

Gold plated -- 18K gold, consistent across every photo we have of this piece, over a confirmed 316L stainless steel base (see the next question).

What's the base metal?

316L stainless steel. Our product records previously disagreed on this SKU -- one source said 925 sterling silver, another said stainless steel -- and that conflict is now resolved and corrected to stainless steel across our records.

How many stones does this necklace have?

Two -- a larger bezel-set cubic zirconia where the chain splits into the Y, and a smaller one at the very tip of the drop. Both are visible together in our macro photo.

Will it tarnish?

Gold plating can dull and thin with wear over time -- how fast depends on how often it's worn and how it's stored. Keeping it dry and stored separately from other jewelry slows that down; no plated piece stays untouched forever.

Can I wear this in the shower or while swimming?

We'd remove it first. Water, chlorine and soap residue are what wear down gold plating fastest -- an occasional splash is fine if you dry it right after.

What is a lariat or Y-necklace?

A necklace where the chain splits into two lengths that converge at a drop, rather than a single pendant hanging from one point -- the two visible lengths are what create the elongating line down the chest. This piece includes a traditional lobster clasp rather than the clasp-free slide-through style some lariats use.

What necklines work best with this necklace?

V-necks, plunging necklines, and open-collar shirts, where the Y-shape follows the neckline's own line. With a crewneck it sits against the fabric but still reads clearly.

Can I layer this with other necklaces?

Yes, but keep it simple -- because both chain lengths of the Y are visible, one additional shorter piece (a choker or thin collar chain) works better than several extra chains competing for the same space.

🚚 Shipping

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↩️ Returns & Exchanges

30-day returns Full refund if you're not 100% happy β€” no questions asked.
Free exchanges Wrong size or initial? We'll swap it at no cost.
Return shipping Email info@ajluxe.com to start a return β€” we’ll email you a prepaid label. Return shipping is on us.

πŸ’³ Refunds

Processed in 5–7 days Once we receive the item, your refund is issued within 5–7 business days.
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✨ Care Instructions

πŸ’§ Water Safe to shower and swim in. 316L stainless steel does not rust, so everyday water will not harm it. Rinse off chlorine and salt water afterward and pat dry.
✨ Tarnish No tarnish. The steel does not oxidize, so there is nothing to polish off and no need for silver dips or polishing cloths.
🧽 Cleaning Rinse with warm water and a drop of mild soap, then dry with a soft cloth. Skip abrasive polishes and ultrasonic cleaners, which dull the polished finish over time.
🌟 Gold-tone finish The steel underneath will not rust, but the gold-tone layer can soften at high-friction points, such as the clasp, after long and heavy wear. Rinsing off chlorine, salt water and lotion keeps the color even for longer.
πŸ“¦ Storage Store in the included gift box or a soft pouch. Keep pieces separate so stones and polished surfaces do not scratch each other.

Questions? Email info@ajluxe.com. We're happy to help.

Verified customer stories

Loved by customers

4.9 Average rating 5,800+ verified reviews
Verified buyer

Beautiful & Elegant!

This is stunning! The craftsmanship is amazing, and it feels very special to wear.
Sarah L. Everyday wear
Verified buyer

Perfect Gift!

Got this for my mom, and she absolutely loved it. The quality is incredible, and the packaging made it even better!
Emma W. Gift ready
Verified buyer

Great Quality!

I’ve been wearing this every day, and it still looks brand new. No fading or tarnishing at all.
Olivia M. Quality tested
View all reviews

Made to Be Meaningful

A piece she can wear, love, and trust every day.

Gentle on Skin

Safe for sensitive skin, made for all-day comfort.

Stays Bright Longer

Tarnish-resistant finish that keeps its shine over time.

Ready to Gift

Beautifully packaged and ready to give, no extra work needed.

Made for Everyday

Durable enough for daily wear, special enough for meaningful moments.

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Questions before you gift it?

Everything customers usually ask before choosing a meaningful, personalized piece.

30-day easy returns Gift-ready packaging Fast support

Gold plated -- 18K gold, consistent across every photo we have of this piece, over a confirmed 316L stainless steel base.

316L stainless steel. Our product records previously disagreed on this SKU -- one source said 925 sterling silver, another said stainless steel -- and that conflict is now resolved and corrected to stainless steel across our records.

Two -- a larger bezel-set cubic zirconia where the chain splits into the Y, and a smaller one at the very tip of the drop. Older listing copy only mentioned one; both are visible together in our own macro photo of the piece.

A necklace where the chain splits into two lengths that converge at a drop, instead of a single pendant hanging from one point -- the two visible lengths are what create the elongating line down the chest. Some lariats close with a slide-through loop and no clasp; this one includes a traditional lobster clasp and a 2-inch extender for a more familiar fit.

Gold plating can dull and thin with wear over time -- how fast depends on how often it's worn and how it's stored. Keeping it dry and stored separately from other jewelry slows that down; there's no way to stop it permanently on any plated piece.

We'd remove it first. Water, chlorine, and soap residue are what wear down gold plating fastest -- an occasional splash is fine if you dry it right after.

V-necks, plunging necklines, and open-collar shirts, where the Y-shape follows and extends the neckline's own line. With a crewneck it sits against the fabric but still reads clearly.

Yes, but keep it simple. Because both chain lengths of the Y are visible at once, one additional shorter piece -- a choker or thin collar chain -- works better than several extra chains competing for the same space on your chest.

  • 5 stars: 12 (43%)
  • 4 stars: 6 (21%)
  • 3 stars: 10 (36%)
  • 2 stars: 0 (0%)
  • 1 star: 0 (0%)
R
Rachel
Luxurious gift!

This necklace makes a luxurious gift for anyone who appreciates delicate jewelry. The Y-design, cubic zirconia stones and 18k gold plating combine for a beautiful piece.

K
KENNDEDY HAYES
This necklace layers beautifully

The Y-design of this necklace makes it perfect for layering. It adds a touch of gold and sparkle to any layering combination.

A
Abigail Rodriguez
Subtle sparkle for a minimalist

This necklace is perfect for those who love minimalist jewelry with a touch of luxury. The tiny cubic zirconias with the 18k gold plating add a touch of personality.

M
Maria
Symbol of timeless luxury!

This Y-necklace is more than just jewelry; it symbolizes timeless luxury.

R
Riley
The perfect finishing

This Y-necklace is the perfect way to add a finishing touch to any outfit.

A
Alexandra
Exactly what I was looking for

This necklace is exactly what I expected - beautiful, delicate, sparkly, and with a touch of gold. The quality is amazing, and the price is fantastic.

L
Lindsey
So happy I found this!

I've been looking for a Y-necklace that has a touch of gold, and I'm so happy I found this one! It's exactly what I was looking for.

O
Olivia
Luxurious!

The Y-necklace is a classic design, and this version with 18k gold plating adds a touch of modern luxury.

V
Violet
18k Gold Plating

The 18k gold plating on this necklace ensures it will stay shiny and beautiful for a long time. It's a perfect investment in a timeless piece

R
Ruby
Matches perfectly

This necklace is the perfect way to add another piece of gold jewelry to your collection.

C
Clara
Timeless design!

This necklace offers a modern twist on the classic Y-necklace. The 18k gold plating ensures a timeless sparkle.

A
Amelia
Flattering Y-neckline

The Y-neckline of this necklace is incredibly flattering. It elongates the neck and creates a slimming silhouette, perfect for any outfit.

C
Claire
Luxury jewelry collection!

I found the piece I had been looking for a long time. It's delicate, comfortable to wear, beautifully crafted, and plated in luxurious 18k gold.

L
London
Luxurious sparkle!

This Y-necklace isn't just sparkly, it's luxurious! The 18k gold plating adds a touch of warmth and the cubic zirconia's catch the light.

A
Anna
Touch of everyday luxury!

This necklace is the perfect everyday luxury. The high-quality cubic zirconia stones and the 18k gold plating create a look.

A
Angela
Love at first wear!

I knew I loved this necklace the moment I put it on. It's delicate, sparkly, and luxurious. I can't wait to wear it all the time!

M
Madison
Sparkly and versatile

This Y-necklace adds luxurious elegance to your look, making it perfect for day or night.

C
Clara
Touch of warmth!

This Y-necklace adds a touch of effortless elegance with a touch of warmth to any outfit. The cubic zirconia stones and 18k gold plating add a touch of sophisticated sparkle.

K
Kylie
Everyday luxury at an affordable price!

This necklace offers a touch of everyday luxury at an affordable price. The 18k gold plating and cubic zirconia stones create a luxurious look.

B
Bella
Unique Y-design!

This Y-necklace is always a conversation starter. People love the unique design and the 18k gold plating adds a touch of elegance that gets noticed.

F
Faith
This necklace makes feel glamorous!

The delicate design and high-quality materials of this necklace make me feel glamorous. It elevates your look and adds a touch of sparkle without being overwhelming.

K
Kaitlyn
Luxury necklace!

AJluxe offers affordable luxury with sparkling cubic zirconia stones and 18k gold plating.

A
Autumn
Luxurious touch

This Y-necklace adds a touch of luxurious glamour to your everyday style. It elevates your look without being too flashy, making it perfect for any occasion.

I
Ivy
The perfect size

The size of this necklace is perfect for a touch of sophisticated sparkle. The chain is delicate but not too thin, and the cubic zirconia's are the right size to add a touch of luxury.

A
Aspen
Lightweight comfort

This necklace is surprisingly lightweight and comfortable to wear all day long. You'll forget you even have it on!

M
Madison
Can't wait to wear it and shine!

I'm already obsessed with this necklace and can't wait to wear it and add a touch of shine and luxury to any outfit.

N
Nevaeh
Everyday wear!

This necklace offers the perfect balance of delicate and dazzling. The cubic zirconia stones and 18k gold plating add a touch of luxury, making it perfect for everyday wear.

K
Katherine
Beautiful!

My necklace arrived very quickly and was packaged in a beautiful sleek box. The presentation would be perfect for gifting!